Well there's your disconnect with me. No student loans, no credit cards, mortgage is 3.5%...Simple is fine. But that’s different from making the statement definitively that paying in full is cheaper.
In theory the questions/scenarios you pose are valid, but in application they don’t hold.
The rates I suggested are in the range of what Yamaha offered, and I didn’t say the money must be placed in a risky stock that’s market dependent.
Further, the rates they provide are lower than any other debt most people carry, less than CC’s, student loans, mortgage payments, etc.
I’ll stop here, didn’t mean to hijack the thread.
Sent from my iPhone using Tapatalk
Debt becomes a way of life if you let it. We are just going to have to agree to disagree. You will never convince me that more debt is better, and I will likely not change your mind either.
Sent from my Moto Z (2) using Tapatalk