I do not keep any sort of insurance on my bike. I never have on any of my bikes but that total is only three. In the state of Florida you are not required to carry any form of insurance on motorcycles. This is the first bike I have owned that is worth more than $3000 so its the only one I have considered having insurance. Unfortunately I am 21 years old. A one year policy for the highest deductibles and pretty bare minimum coverage ran for $6600. Yes. Six thousand-six hundred dollars. That is unreal. Thats the same insurance company (Geico) who I insure my truck through for $800 a year. I've had one speeding ticket, in my truck and no accidents. I ran a quote with esurance for the heck of it and they wanted $5000 a year. Do you guys experience a similar problem?