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Got into an accident yesterday on my way home from work. Got taken away in an ambulance. Guy shot out in front of me. After a CTS, xrays, and blood work. I'm alright. Left ribs bruised, tiny 1/2 inch puncture on left side of calf sore today. He was cited and he has insurance. My first accident ever. Never been in a car or motorcycle accident so this is all new to me. I've not seen the accident report yet. Can someone tell me the steps I need to take? Bike got towed to shop and a friend there is taking pictures. He said from what he can see, the bike is worth way more than the cost to repair. Thanks for any input you can offer. I've not called my insurance company yet. I've got full coverage.
 

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Depending on where you live, You should call your insurance company. Get a copy of the police report. The ins co will send an adjuster, and they will write you a check, and then go after his ins co for reimbursement. This is how NJ insurance works. Your milage may vary.

Heal up quickly, I'm glad it wasn't worse.

Good luck!
 

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Get in to see YOUR Doctor Tuesday for a Complete check...Tuesday, if not earlier. Then get x-Rays and or MRI's as necessary. Call a reputable attorney today -- He Will want to speak to you ASAP. DO NOT wait until Tuesday for atty. Do not see chiropractor. Only see Pain Specialists and/or Orthopedic Doctor's. Your final settlement will be based on the damage to your bike (objective #) & the damage to you....both measurable and subjective to some extent... If they were cited and at fault, you should be compensated for your Pain & Suffering, in addition to all doctors bills being covered.

Ask friends for referrals B4 calling the ones who advertise the most.

Call your Insurance agent/company today too.

I hope your ok and resting comfortably. :wave:


These things shouldn't wait. :blob7::blob7::blob7::blob7::blob7:



PM if you've got personal questions. :eagerness:
 

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Glad to hear you are ok.
The insurance company will send someone out to look at the bike and assess the total damage. You should have the police report within a week or so. The determination of fault is what controls who's insurance pays. Yours or theirs.

After my accident the insurance company totaled my bike because there is not enough OEM aftermarket parts to fix the bike so they would have to use yamaha factory parts and that is too expensive so they totaled the bike. They paid off the note so at least I don't have to make payments on a totaled bike. I also had insurance on the mod parts I.e. radiator protecter, Corbin saddle, etc... so that gave me enough to cover the note plus. Your gear should be covered as well helmet, jacket, gloves, etc... at the very least you must get a new helmet if everything else is still in use able shape.

Hope this helps to put your mind at ease a little. Feel better and get back on the bike! :)
 

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Pain and suffering, really? Loss of wages I can understand. Thinking like that is the reason why my insurance is so high. She already had a medical evaluation, a second work up, really. Might want to see a dentist in case some teeth are loose from clenching just prior to going down. Steve, please don't tell me that you are a personal injury lawyer.
 

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Talk to a personal injury lawyer. They do not collect a fee until the case is settled. In other words it won't cost you anything out of your pocket. The lawyer will be able to tell you your next steps.
 
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Glad to hear you are ok... Get well soon - these guys should be able to help and advise you with the issues from this accident. Hang in there!!!!! :)
 

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Eva, sorry to hear about your accident. You've gotten some good advice, to which I'll add (from experience) that you want to check your coverages very carefully to ensure that you don't get stuck for anything (like that ambulance ride). There can be gaps in things, which insurance companies like to exploit. That police report is also key, especially if there were any witnesses interviewed. The driver may admit fault on the scene then change his tune later.

I once went down on the freeway -- and the driver that cut me off got away. The ambulance guy said I'd be billed $700 for the ride, so I said "no thanks" and hobbled to the flatbed and got a ride with my bike. OK, I'm a cheap bastard. Wound up ordering the parts and fixing the bike myself. Nice thing about a naked sportbike is you can often rebuild them fairly inexpensively. I wasn't so easy or cheap to fix, but there was nobody around to sue in that case.
 

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glad to hear your okay, call Russ Brown, the motorcycle attorney.
 

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Glad you're doing fine. Make sure to include your gears too... jacket, helmet and what ever need replacement. Once you call your insurance, let them deal with the bike. The shop will get the adjuster a quote to fix the bike and the adjuster will decide if your bike get fix or not.

Best thing to do after the few phone call you have to do is take good care of yourself. The rest can be fix or replace. On the back of your mind you could always pick up the color of your next bike :)
 

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Why is everyone so lawyer happy? The facts are the OTHER person was cited for the crash. It's a done deal already....no need for a lawyer. If you have full coverage insurance...your insurance company IS your lawyer. All she needs to do is call them and report the accident. Her insurance company will secure the accident report... pay everything, including the bike. Then they go after HIS insurance company for all the damages. There's no need for any lawyer unless there is a dispute. If that happens then call a lawyer.
 

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Glad to hear that you are not hurt too bad. THAT is the important thing. After my wife's crash she had a separated shoulder and her ankle had to be put together with plates and screws. Bikes and gear can be replaced. You cannot. Sorry I don't have any legal advice but at least the other driver ( and you ) have insurance. Hope you are doing OK and heal up soon.
 

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glad to hear your okay, call Russ Brown, the motorcycle attorney.
Call The Best in your area -- The best Personal Injury Attorney, not a friend who's really good at everything.....

I'm no attorney, nor doctor either, but if I were you I'd see both Today.......even a 24/7 Medical Clinic if necessary :cool:
 

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Why is everyone so lawyer happy? The facts are the OTHER person was cited for the crash. It's a done deal already....no need for a lawyer. If you have full coverage insurance...your insurance company IS your lawyer. All she needs to do is call them and report the accident. Her insurance company will secure the accident report... pay everything, including the bike. Then they go after HIS insurance company for all the damages. There's no need for any lawyer unless there is a dispute. If that happens then call a lawyer.

- 1000000000000

Poor advise. Her Attorney will Quarterback the situation from this moment forward. Don't jump to conclusions here; She's just been in a serous collision while on her bike - this was No accident. Her bike is gone, she's obviously hurt, and no doubt she's upset......Time for a Professional to pick up the ball....:cool:
 

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Get in to see YOUR Doctor Tuesday for a Complete check...Tuesday, if not earlier. Then get x-Rays and or MRI's as necessary. Call a reputable attorney today -- He Will want to speak to you ASAP. DO NOT wait until Tuesday for atty. Do not see chiropractor. Only see Pain Specialists and/or Orthopedic Doctor's. Your final settlement will be based on the damage to your bike (objective #) & the damage to you....both measurable and subjective to some extent... If they were cited and at fault, you should be compensated for your Pain & Suffering, in addition to all doctors bills being covered.

Ask friends for referrals B4 calling the ones who advertise the most.

Call your Insurance agent/company today too.

I hope your ok and resting comfortably. :wave:


These things shouldn't wait. :blob7::blob7::blob7::blob7::blob7:



PM if you've got personal questions. :eagerness:
Damn dude, the guy has insurance and she was already checked out... no wonder we have so many frivolous lawsuits in the states:rolleyes:

I would call my insurance and let them work it out. That's what you pay them for. Normally they will inspect the bike (or have the shop inspect it) and get a quote for the damages and cut you a check for the repairs. As for the medical, depending on what type of insurance you both have it should be covered. Or you could use your own health insurance.

P.S. sorry to hear about the accident, and glad to hear you're relatively unharmed! Heal up quick!
 

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You are Not supposed to use your Health Insurance. Your Ins or Their MC Insurance is responsible....NOT your Health Coverage.

This is just one example why you should consult a PI Attorney. I'm not a fan either, but THIS IS THE TIME She should have one by her side. :happy7:
 

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Glad you're ok.
From an Aussies point of view, no need for a lawyer. You are both insured, cops have said it was his fault, so there is no argument from his insurance company. You have been checked ok by doctors, and have a bit of a cut on your leg.
In the scheme of things, that's a pretty good outcome for your first crash.
Tell your insurance company, let them do the work. Keep receipts for anything reasonably related to the crash to,give them to your insurance company.
Your insurance won't really care what comes in for it, because they are getting it back from the other guy. Like Marthy said, claim your gear, and replace it all.

You don't want to lose out because someone else made a mistake, but you don't need to turn a profit on it, either.
 

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Glad you're ok.
From an Aussies point of view, no need for a lawyer. You are both insured, cops have said it was his fault, so there is no argument from his insurance company. You have been checked ok by doctors, and have a bit of a cut on your leg.
In the scheme of things, that's a pretty good outcome for your first crash.
Tell your insurance company, let them do the work. Keep receipts for anything reasonably related to the crash to,give them to your insurance company.
Your insurance won't really care what comes in for it, because they are getting it back from the other guy. Like Marthy said, claim your gear, and replace it all.

You don't want to lose out because someone else made a mistake, but you don't need to turn a profit on it, either.
Agreed. But the full extent of the damage to the FZ is still unknown. And the full extent of her pain (minor cut) is still unknown. She may wake up tomorrow sore and with discomfort that's Not apparent today -- The adrenalin Rush she's experiencing today will subside and she should have a Professional by her side to handle issues as they arise.
 

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Let me state it again. Personal Injury lawyers are scurge. They attack everyone including the helmet companies. The same bastards shut down several of my favorite motocross tracks in spite of the fact that we all knew that we were participating in a dangerous sport and signed a liability waiver as to such. Why do they consult for free, because they go for the jugular in order to get a big percentage of a big fat claim. They and the people that use them are freeloaders in my opinion.

I have always been able to get full reimbursement for claims that I have made when I have been in accidents caused by other insured drivers, including medical bills.
 
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